Email fraud and Hoax emails whats the harm
submitted: 2008-04-08 17:09:34 |
by: J.Maier
Total views: 47 |
Word Count: 861 |
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Hoax Emails has become very common sight in the email Inbox these days since E-mail has become an essential mode of communication in the modern world. Unfortunately, that means it's also one of the most common routes for virus infection and fraud. Below are some of the most common email frauds that are committed using this method.
Phishing Scams: A high tech "Phishing" scam which uses pop-up or spam messages to deceive you into disclosing you personal information such as passwords, bank account or credit card numbers, Social Security numbers or anything that is confidential. The object of this hoax email scam is Identity theft. The fraudulent email is sent from the phisher that is designed to look to be sent from a reputable company. But when you click on the web link in the email it directs you to spoof site that looks like the reputable company completing the email fraud. Usually the message are asked to "update" your account information or it says that the account has been locked or hacked and ask you to click on the web link provided to correct the problem and once you do and enter you information it goes directly to the phisher that uses your information for identity theft which is used to make withdrawals from your bank along with credit cards or to request new credit cards which are quickly maxed out, etc. Recent phishing attacks have spoofed the email and websites of known companies, including Yahoo, Pfizer, Bank of America, Microsoft, and eBay, PayPal, among others.
Work-At-Home Scams: These are tempting hoax emails and spam another type of scam. These E-mails offers a chance at extra money and the opportunity to do so, usually in the E-mail message it will state "no experience necessary." The scammer baits you with lure of quick easy money with little or no effort. Usually you are asked to pay for the kit or materials which are from about $35 up to several hundred dollars and after you receive you find that you will not earn a dime. There are other email fraud that offer other similar types of employment or business opportunities with offers to make easy money but they are all the same type of scam. Examples of this type of scam usually offer opportunities involving handicrafts, medical billing or stuffing envelopes and working from you home on your own computer. Should you fall for this email fraud and pay the fees for the envelop-stuffing or handicraft "kit, " and you assembly and complete the crafts as instructed, and turn in your work only to be told that you due to the poor or bad quality and not worth paying for it. If you choice the medical billing "opportunity," you will need to purchase a list of doctors. This list is made up of either fictional doctors or they don't want or need your services and never did. There are similar opportunities in hoax emails.
Credit Repair Scams: These offers the promise of usually correcting negative and erase real information that's been added to your credit report, in the hoax email it will tell you can qualify for mortgages, unsecured credit cards and loans, etc. This is a very popular email fraud due to the current issue that many people are currently suffering from due to bad credit problems. There are many promises for this service which does not deliver and can actually create a great many other issues over the long term. Sometimes these make suggestions that you commit fraud e.g. falsifying your social security information.
Guaranteed loans on easy terms: These are usually guaranteed hoax email scams of unsecured credit, a good example is credit cards regardless of your history of credit or home-equity loans where there is no required home equity in your home. Usually this email fraud is very popular because of similar issue with people have credit problems. This offer is from come from off-shore lending institutes. The scam email fraud is in conjunction with a pyramid scheme, that encourages the opportunity to earn money by signing up family and friend into the scheme. The offer of promised credit cards never comes through. The home equity loan that's promised turns out to be a list of useless lenders that turn you down because you don't meet the qualifications and in time the schemes collapse.
Another hoax emails are shown below that you will commonly see. Common key tipoff's are shown in the message content and subject line. Usually the name is not personal and will say "Dear valued customer'. But it's not hard to find some variant of your name these days. It is best to beware, in either case. Supposedly for the exchange of forwarding emails you receive free giveaways or possibly bogus virus alerts or pointless petitions that lead nowhere or false appeals to help sick children and accomplish nothing and dire and completely fictional, warnings about companies, government policies, products or coming events.
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About the Author
Email hoax different then just junk email
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